Select myIOU when shopping online or scan QR code with myIOU app at in-store merchants.
Confirm transaction details and complete your 30% initial payment*.Remaining balance of total purchase will be split into monthly instaiments
Your card binded to myIOU will be charged automactically every for the remaining instalments
Consumer to download myIOU app from Playstore / App store
Consumer to complete the registration process
Consumer to complete the eKYC* process
(IC front & back and selfie)
Consumer to bind their Debit / Credit Card in their myIOU apps
Consumer to receive INSTANT CREDIT LIMIT of RM1000**
Consumer can request up to RM10,000 credit limit via myIOU apps with additional documentation
Consumer to download myIOU app from Playstore / App store
Consumer to complete the registration process
Consumer to complete the eKYC* process
(IC front & back and selfie)
Consumer to bind their Debit / Credit Card in their myIOU apps
Consumer to receive INSTANT CREDIT LIMIT of RM1000**
Consumer can request up to RM10,000 credit limit via myIOU apps with additional documentation
At least 18 years old and above
Credit/Debit Card issued by Malaysian financial institutions
A Malaysian NRIC (MyKad)
Malaysian mobile number and email address