Select myIOU when shopping online or scan QR code with myIOU app at in-store merchants.
Confirm transaction details and complete your 30% initial payment*.Remaining balance of total purchase will be split into monthly instaiments
Your card binded to myIOU will be charged automactically every for the remaining instalments
At least 18 years old and above
Credit/Debit Card issued by Malaysian financial institutions
A Malaysian NRIC (MyKad)
Malaysian mobile number and email address