RM 5.50 /day

How myIOU WORKS

1

Select myIOU when shopping online or scan QR code with myIOU app at in-store merchants.

2

Confirm transaction details and complete your 30% initial payment*.Remaining balance of total purchase will be split into monthly instaiments

3

Your card binded to myIOU will be charged automactically every for the remaining instalments

Steps by steps

Consumer to download myIOU app from Playstore / App store

Consumer to complete the registration process

Consumer to complete the eKYC* process
(IC front & back and selfie)

Consumer to bind their Debit / Credit Card in their myIOU apps

Consumer to receive INSTANT CREDIT LIMIT of RM1000**

Consumer can request up to RM10,000 credit limit via myIOU apps with additional documentation

Consumer to download myIOU app from Playstore / App store

Consumer to complete the registration process

Consumer to complete the eKYC* process
(IC front & back and selfie)

Consumer to bind their Debit / Credit Card in their myIOU apps

Consumer to receive INSTANT CREDIT LIMIT of RM1000**

Consumer can request up to RM10,000 credit limit via myIOU apps with additional documentation

Registration Requirement

At least 18 years old and above

Credit/Debit Card issued by Malaysian financial institutions

A Malaysian NRIC (MyKad)

Malaysian mobile number and email address